Home | Our Company | Our Services | FAQ | Contact Us

Your Home Inventory

Frequently Asked Questions

Providing You With the Answers You Need to Ensure Your Financial Protection

Helpful Information

A home or business inventory includes a written description of your personal property. Digital pictures and a video accompany the documentation to certify authenticity.
 
It is recommended that your inventory is updated annually or as new major purchases are made. Once the process is complete, you will know whether your current policy limits are sufficient for items or if you should increase your coverage or even purchase endorsements (add-ons for items not covered in the standard policy). For example, furs, jewelry, fine art, firearms, collectibles.

The Texas Department of Insurance

www.tdi.state.tx.us

Insurance Information Institute

www.iii.org

Q. I don't have insurance, is it still necessary for me to have a Home  Inventory?
It is beneficial for every household, business, church, property owner to have an inventory in the event of a loss whether you have insurance coverage or not.

 
Q. Why should I use your service, can't I do this myself?
Absolutely, but chances are you may never get around to doing it. The fact is most property owners are not prepared with the supporting documentation insurance companies require. Why? Most either don't have the time, equipment, or know how to properly prepare a home inventory. Also as a third-party service, we offer added credibility, eliminating suspicion of fraud; and you can enjoy the the convenience and reliability of our service.
 
Q. What locations do you provide a home inventory?
We offer our services to anyone in the state of Texas.
 
Q. How much does Your Home Inventory charge for its service? 
Our prices are determined by the square footage of your home or business, which is calculated at 10 cents per sq ft. For example, if your home is 3,000 sqft, the base charge would be $300. Please see our Services page for details on costs and types of inventory packages.
 
Q. How long does it take to conduct a home inventory?
Approximately 2-3 hours depending on the size and the amount of personal belongings.
 
Q. How can I be assured that documentation about my personal property will be secure?
We provide a written guarantee of Confidentiality Agreement signed prior to conducting the inventory. Your documentation is treated confidentially and is not disclosed to anyone unless you provide your written express consent. Your inventory will be stored in a safety deposit box off-site. In addition, our company is bonded, insured and registered with the state of Texas.
 
Q. What happens if I need to file a claim?
Simply contact us and with your authorized signature of release, we will provide your documentation to your insurance agent, police, or any designated party per your request free of charge in the event the loss occurs during your 1st year of service or annually if the maintenance package option is secured.
 
Q. What should I expect and how do I prepare  for a home inventory conducted by Your Home Inventory?
Upon arrival, we will request to tour the entire premises in order to provide an accurate cost analysis and quote of what will be inventoried, cover and sign the client confidentiality agreement. It is recommended that you have a copy of your insurance policy for informational purposes, receipts of major purchased, and items easily accessible.

Your Home Inventory, LLC * Cypress* TX * 77429 *(281)758-0088